Our Financial Services expert network includes former senior banking industry executives, former regulators (Federal Reserve, OCC, 联邦存款保险公司, CFPB, 和状态), and highly experienced 技术 and data professionals.   We help financial services institutions solve complex business problems by providing deep subject matter 专业知识 in banking, capital markets, insurance and asset and wealth management. Our resources marry an understanding of business objectives with an ability to bridge gaps in the operating model design (people, 过程, 技术, 和数据). We move from strategy through execution with a more efficient delivery model that focuses on bringing the right level of 专业知识, 技术, and cost-effective resources.  We craft solutions that are both credible for regulators and sustainable for our clients. 

重要的是, we work collaboratively with our clients — and their other service 提供rs, if relevant — to ensure projects yield results that address our clients’ real problems.  We employ advanced digital and analytical techniques to achieve fact-based decision making in an accelerated fashion. 

For further information, please contact us:

• Christopher Carrigan电子邮件: ccarrigan@zxunweb.com
• 约翰Couzens电子邮件: jcouzens@zxunweb.com
• 约翰·凯勒电子邮件: jkeller@zxunweb.com
• 保罗Mokdessi电子邮件: pmokdessi@zxunweb.com
• 长大卫奥诺拉托电子邮件: donorato@zxunweb.com
• Christopher Rigg电子邮件: crigg@zxunweb.com
• Darrin Williams电子邮件: dwilliams@zxunweb.com

SPECIFIC AREAS WHERE OUR HIGHLY RESPECTED EXPERTS CAN HELP INCLUDE
—

风险 管理 – We 提供 专业知识 across the continuum of risks that financial institutions face, 包括: 

Prudential Regulations

• Capital 管理, Regulatory reporting, Stress testing, 风险-based capital 
• Basel 3 Endgame—Market, Operational, and Credit 风险 
• Resolution Planning 

Treasury 管理

• Capital allocation, 流动性, Asset-Liability 管理, Funds Transfer Pricing, RWA Optimization, Stress Testing, 客户端 盈利能力 

Credit 风险 管理

• Commercial banking and SMB credit risk data and analytics
  • Early warning and annual reviews 
  • Streamlined underwriting and auto-decision opportunities 
  • Automated covenant monitoring, delegated authority, and policy 
  • 风险 rating modernization
• Counterparty 风险 管理

Non-Financial 风险 管理

• Enterprise 风险 管理
  • Target operating models, GRC platforms, Enterprise Resilience  
• Operational 风险 管理—RCSA, Controls review, testing  
• Third-Party 风险 管理
  • Due Diligence, On-boarding, Monitoring, Reporting 
• Financial Crimes (KYC, BSA/AML, CFT, Sanctions, Fraud)

Model 风险 管理

• Model risk lifecycle, including operating model, 技术, and automation 
• Model risk management for AI (Explainable AI, bias, and fairness)  

Regulatory Compliance – We help institutions achieve and 维护 compliance with regulatory obligations and help reduce the cost and complexity of their compliance infrastructure. Specific areas include: 

Trade and Transaction Reporting

• OTC, SEC/FINRA, CFTC, HKMA, MAS, FCA, EMIR, CFTC, OSFI, MIFID, and DTCC 

进行风险

• 监测,E-Communications, Voice, Chat.   

Consumer Compliance resolution and remediation (CFPB)

• Fair Lending, Complaints, Operating model design 

环境、社会和治理咨询

• Climate 风险 管理, Sustainability Reporting, Data Rationalization 

Privacy and Security

• Data Standards
• Data 管理
• Cyber Security Strategy
  • Threat Assessments
  • Program Design

Digital Transformation – We apply our industry 专业知识 along with a structured approach to help businesses achieve digital transformation goals, 包括:

Data Management

• Data strategy (DAAS, data products, mesh) 
• Migration of risk data (prioritization, rationalization)

Advanced and Predictive Analytics

• Credit data and analytics across the risk lifecycle 
• Regulatory and risk Model Modernization (risk ratings, stress testing including loss estimation and ppnr projections)  

GRC Platform and Automation 

• GRC Platform Advisory and Integration
• GRC自动化 (Financial Crimes, 风险s and Controls, Regulatory Change 管理)

Strategy and Product Development 

• Market Strategy
• Business and Technical Architecture
• Agile Program and Project 管理

客户端 和员工 经验 

• Journey Mapping and 经验 Design
• 原型设计
• Research and Ethnographic Studies

支付

• ISO 20022, Real-time payments